Terms of Use
The rules that apply when you visit this site or send a request. Please read them carefully; by using the site, you agree to them.
Who can use this site?
You may use this site and submit a request only if you are at least 18 years old, or the age of majority in your state if higher, live in the United States, and can enter a binding agreement under the law where you live.
You agree to give accurate, current and complete information in any request, and to submit requests only for yourself. Submitting information about another person without their permission is not allowed.
What does our service do and not do?
Our site is a free connection service that passes your request to lenders and partners in our network; we are not a lender, do not make credit decisions, and do not guarantee that you will receive an offer or any particular terms.
Any loan you accept is an agreement between you and the lender alone. The lender is responsible for its disclosures, rates, fees, approval decisions, servicing and collections. We do not endorse any lender, and we are not responsible for a lender's acts or omissions. Lenders in our network may not be available in every state.
What do you agree to when you submit a request?
When you submit a request, you authorize us to share your information with lenders and partners in our network as described in our privacy policy, and you authorize them to verify your information and, where needed, obtain your credit report.
You also agree to be contacted about your request as described on the form and in our privacy policy, including by email, phone and text where you have given consent. You can withdraw consent to marketing messages at any time.
How may you use the content on this site?
You may view and share links to our pages for personal, non-commercial use, but you may not copy, republish, scrape or sell our content, design or code without written permission, and you may not misuse the site.
Misuse includes submitting false or automated requests, trying to access systems you are not authorized to use, interfering with the site's security or operation, or using the site to break any law.
Is the information on this site financial advice?
No; our guides, calculators and examples are general information and estimates for educational purposes, not financial, legal or tax advice, and they may not reflect the terms any lender offers you.
Payment examples use a representative 24% APR with no fees. Published lender ranges change often and vary by state. Always rely on the lender's written disclosure, and consider speaking with a qualified professional about your situation.
What are the limits of our liability?
The site and service are provided as is and as available, and to the fullest extent the law allows, we are not liable for indirect, incidental or consequential damages arising from your use of the site or from any loan you accept.
We do not promise that the site will be uninterrupted or error-free. Some states do not allow certain limitations, so parts of this section may not apply to you. Nothing in these terms limits rights you have that cannot be waived under applicable law.
Which law applies and how are disputes handled?
Pennsylvania law governs these terms, without regard to conflict-of-law rules, and we ask that you contact us first so we can try to resolve any concern informally before taking further action.
If a dispute cannot be resolved informally, it will be handled in the state or federal courts located in Pennsylvania, unless the law where you live gives you the right to bring it elsewhere. Disputes about a loan are between you and the lender and are governed by your loan agreement.
How will we update these terms?
We may update these terms from time to time by posting the new version on this page; changes apply from the time they are posted, and continuing to use the site afterward means you accept them.
Questions about these terms can be sent through our contact page, by email to [email protected], by phone at (888) 708-0192, or by mail to Loan With Low Credit, 9198 Sycamore Parkway, Suite 260, Harrisburg, PA 17102.