Privacy Policy
What we collect, why we collect it, who receives it, and how you can control it. We have written this in plain English; the details still matter, so please read it in full.
What does this policy cover?
Our privacy policy covers information we collect when you visit this site, submit a loan request, or contact us, and explains how that information is used, shared, protected and kept.
It does not cover the practices of lenders or partners after they receive your request. Each lender has its own privacy policy, which it must provide to you, and we encourage you to read it before accepting an offer. By using this site you agree to the practices described here.
What information do we collect?
We collect the information you give us in a request or message, technical information sent by your browser, and limited information from service providers that help us verify requests and prevent fraud.
Information you provide
When you submit a request, you may provide your name, email address, phone number, home address, date of birth, Social Security number, income and employment details, housing status, bank account type and details, the loan amount and the loan purpose. If you contact us, we keep your message and contact details.
Information collected automatically
When you visit the site, we and our service providers may collect your IP address, browser and device type, pages viewed, referring site, approximate location derived from your IP address, and the date and time of your visit, using cookies, pixels and similar technologies.
Information from other sources
To help confirm your identity and prevent fraud, partners may check your details against identity, fraud-prevention and consumer reporting databases. Lenders that review your request may obtain your credit report.
How do we use your information?
We use your information to deliver your request to lenders and partners, to verify identity and prevent fraud, to respond to you, to operate and improve the site, to send messages you have agreed to receive, and to meet legal obligations.
Specifically, we may use information to:
- Pass your request to lenders and partners in our network that may be able to make an offer.
- Confirm your identity and detect fraudulent or duplicate requests.
- Answer questions and handle complaints.
- Send service and marketing messages by email, phone or text where you have consented.
- Measure site performance and understand how pages are used.
- Comply with law, respond to lawful requests and protect our rights.
How do calls, texts and emails work?
By submitting a request and giving consent on the form, you agree that we, lenders and partners may contact you about your request by email, phone, and text, which may include automated technology; consent is not a condition of any loan.
Message and data rates may apply. You can reply STOP to any text to stop texts, use the unsubscribe link in any email, or ask a caller to place you on their do-not-call list. You can also ask us to stop through our contact page.
How do we use cookies?
We use cookies and similar tools to keep the site working, remember preferences, measure traffic and understand which pages help visitors; you can block or delete cookies in your browser settings, though some features may not work as well.
Some browsers send a "Do Not Track" signal. Because there is no common standard for responding to it, the site does not respond to that signal at this time. Where state law gives you the right to opt out of targeted advertising, you can use your browser's privacy controls or contact us.
How do we protect and keep your information?
We protect your information with encrypted HTTPS connections, access limits and contracts with service providers, and we keep it only as long as needed to deliver requests, meet legal obligations, resolve disputes and prevent fraud.
No method of transmission or storage is completely secure, so we cannot promise absolute security. If we learn of a breach that affects your information, we will notify you as required by law.
What choices and rights do you have?
You can opt out of marketing messages at any time, and depending on your state, you may have the right to request access to, correction of or deletion of your information, and to opt out of certain sharing or targeted advertising.
Residents of California and other states with consumer privacy laws may request to know what information we hold, ask for a copy, request deletion or correction, and opt out of the sale or sharing of personal information for advertising. We will not discriminate against you for using these rights. Some information may be exempt, for example where federal financial privacy laws apply or where we must keep records by law.
To make a request, email us or call us using the details on our contact page. We will verify your request before responding and may ask for information to confirm your identity. You may use an authorized agent where the law allows.
Do we collect information from children?
No; this site is intended for adults and is not directed to anyone under 18, and we do not knowingly collect information from children. If you believe a child has submitted information, contact us and we will delete it.
How will we tell you about changes?
We will post any changes to this policy on this page and, where changes are significant, take reasonable steps to tell you, such as a notice on the site; continued use of the site after a change means you accept the updated policy.
Questions about this policy can be sent to Loan With Low Credit, 9198 Sycamore Parkway, Suite 260, Harrisburg, PA 17102, by email to [email protected], or by phone at (888) 708-0192.